Providing Simple Solutions to Improve Your Credit Score
The Solution Center at Spark Mortgage is an initiative that creates opportunity for home buyers in today’s challenging lending environment. Our Solution Center provides a centralized process of helping you make your home-ownership dreams come true. We have a dedicated, full-service department to assist any credit-challenged home buyer looking to purchase a new home. We will put you in contact with mortgage professionals that will work with you to optimize and improve your credit score. In most cases you will see results in the form of positive credit score gains and improved credit reports.
Our services include:
Credit score simulating software
Monitoring and educational platform
Call Center for buyer's credit-based questions
Risk-based pricing adaptation
Utilizing our resources, we will help qualify buyers and potentially increase their credit scores. We will help potential home buyers obtain competitive interest and mortgage insurance rates.
Once you have completed the credit improvement process, we will work with you to secure financing for your new home and obtain competitive interest and mortgage insurance rates. Your mortgage loan originator will be able to recommend mortgage options suited to meet your financial needs.
If you are selling your existing home to purchase a new one and your potential buyer cannot qualify for a loan, please have them contact us. We may be able to help them qualify for a home loan.
As a homebuyer, your credit score has a direct impact on qualifying for a mortgage loan and the interest rate you'll receive. We are committed to helping you and to giving your loan request the highest priority.